Testing 3d-secure

This page explains how to test 3D Secure flows in sandbox. You can test:

3DS outcomes only using network test cards
Full end to end flows using processor specific test cards

1. Testing 3DS outcomes only

Use the cards below to simulate 3DS behavior regardless of the processor. These cards are handled directly by our 3DS provider.

Sandbox limitation (effective March 2, 2026):When a challenge is mandated via the challenge indicator, our sandbox environment will always trigger a challenge flow, regardless of the test card used.To test frictionless scenarios, use the Perform 3DS action without a mandate challenge indicator.

Visa

Scenario	Platform	Card number	CVV	Expiry date
Manual Challenge	Web	4916994064252017	Any 3 digit number	Any future expiry date
Manual Challenge	iOS & Android	4000000000000051	Any 3 digit number	Any future expiry date
Frictionless Successful	Web	4929251897047956	Any 3 digit number	Any future expiry date
Frictionless Unsuccessful	Web	4716429323842524	Any 3 digit number	Any future expiry date
Frictionless Successful	iOS & Android	4000000000000010	Any 3 digit number	Any future expiry date
Frictionless Unsuccessful	iOS & Android	4000000000000044	Any 3 digit number	Any future expiry date

Mastercard

Scenario	Platform	Card number	CVV	Expiry date
Manual Challenge	Web	5306889942833340	Any 3 digit number	Any future expiry date
Manual Challenge	iOS & Android	5267648608924299	Any 3 digit number	Any future expiry date
Frictionless Successful	Web	5512459816707531	Any 3 digit number	Any future expiry date
Frictionless Unsuccessful	Web	5487971631330522	Any 3 digit number	Any future expiry date
Frictionless Successful	iOS & Android	5333259155643223	Any 3 digit number	Any future expiry date
Frictionless Unsuccessful	iOS & Android	5328720384582224	Any 3 digit number	Any future expiry date

Amex

Scenario	Platform	Card number	CVV	Expiry date
Manual Challenge	Web	348638267931507	Any 3 digit number	Any future expiry date
Manual Challenge	iOS & Android	349531373081938	Any 3 digit number	Any future expiry date
Frictionless Successful	Web	347899129656655	Any 3 digit number	Any future expiry date
Frictionless Unsuccessful	Web	345197771649926	Any 3 digit number	Any future expiry date
Frictionless Successful	iOS & Android	341502098634895	Any 3 digit number	Any future expiry date
Frictionless Unsuccessful	iOS & Android	345695399207589	Any 3 digit number	Any future expiry date

Cartes Bancaires

Scenario	Platform	Card number	CVV	Expiry date
Manual Challenge	Web	5070000000000020	Any 3 digit number	Any future expiry date
Manual Challenge	iOS & Android	5070000000000053	Any 3 digit number	Any future expiry date
Frictionless Successful	Web	5070000000000087	Any 3 digit number	Any future expiry date
Frictionless Unsuccessful	Web	5070000000000095	Any 3 digit number	Any future expiry date
Frictionless Successful	iOS & Android	5070000000000012	Any 3 digit number	Any future expiry date
Frictionless Unsuccessful	iOS & Android	5070000000000046	Any 3 digit number	Any future expiry date

2. Challenge behavior

When a challenge is triggered, the challenge screen asks for a one time passcode.

The value entered controls the authentication result.

Code	Result	Reason code	Description
1234	AUTH_SUCCESS	-	Authentication successful
1111	AUTH_FAILED	CARD_AUTHENTICATION_FAILED	Authentication failed
2222	AUTH_FAILED	CARD_AUTHENTICATION_FAILED	Authentication failed
3333	SKIPPED	UNKNOWN_ACS_RESPONSE	Unknown ACS response
4444	AUTH_SUCCESS	-	Authentication successful

3. Testing full end to end flows with processors

Some processors only accept a restricted list of card numbers. For these cases, you must use processor specific test cards that also trigger 3DS. These cards allow you to test:

Payment acceptance by the processor
3DS challenge flow
Final authorization result

Important:

These cards are processor specific
Results may differ from network test cards
Use them only when testing full integration

Processor specific 3DS cards

Common rules:

Expiry date: any future date unless specified
CVV: any valid value unless specified

Processor	Networks	Card number	Expiry	CVV
Worldpay	EFTPOS, Visa	4434020000000006	Any future	555
Worldpay	Cartes Bancaires, Mastercard	5131072454408923	Any future	555
Worldline SIPs	Cartes Bancaires	5017679210000700	Any future	Any 3 digit number
Worldline Direct	Cartes Bancaires, Visa Debit	4010061372166100	Any future	Any 3 digit number
Worldline	Visa	4874970686672022	Any future	Any 3 digit number
Worldline	Mastercard	5130257474533310	Any future	Any 3 digit number
Worldline	Amex	379764422997381	Any future	Any 3 digit number
Stripe	EFTPOS, Mastercard	5555050360000080	Any future	Any 3 digit number
Stripe	Cartes Bancaires, Visa	4000002500001001	Any future	Any 3 digit number
Payplug	Cartes Bancaires, Visa Debit	4234601857080001	Any future	Any 3 digit number
JPMC	Cartes Bancaires, Visa	4978743800000007	Any future	Any 3 digit number
JPMC	Cartes Bancaires, Mastercard	5498580000000009	Any future	Any 3 digit number
CKO	Cartes Bancaires, Mastercard	5137210000000158	Any future	Any 3 digit number
Adyen	EFTPOS	4687380100010006	Mar-30	737
Adyen	Cartes Bancaires, Visa Debit	4035501428146300	Mar-30	737

​1. Testing 3DS outcomes only

​Visa

​Mastercard

​Amex

​Cartes Bancaires

​2. Challenge behavior

​3. Testing full end to end flows with processors

​Processor specific 3DS cards

1. Testing 3DS outcomes only

Visa

Mastercard

Amex

Cartes Bancaires

2. Challenge behavior

3. Testing full end to end flows with processors

Processor specific 3DS cards