Forter - Primer

Forter is a company that specializes in providing fraud prevention and detection solutions for online businesses. It offers an integrated platform that uses advanced machine learning and behavioral analytics to help businesses identify and prevent fraud in real time. Primer supports Forter’s Validation API. The Validation API is used to receive Forter’s real-time fraud decision of whether to approve or decline an order when the customer transacts on your site. The request should be sent either prior to calling your payment gateway for authorization of funds (Pre-Authorization) or immediately after receiving the authorization response from your payment gateway, but prior to capturing the funds (Post-Authorization).

See our Fraud Overview for more general information about how we support fraud prevention.

What is supported?

Actions

Pre-authorization
Post-authorization

Resulting decisions

Pass
Reject
Fail
3DS
3DS Exemptions
If your workflow is configured to follow Forter’s recommendation, please note that all 3DS exemptions recommended by Forter are processed as Transaction Risk Analysis (TRA) before the payment is sent to the processor. Learn more in our 3DS Exemptions page.

Payment methods

Card
Apple Pay
Google Pay
PayPal
Klarna
Alipay+
WeChat
Clearpay/Afterpay
Blik
Twint
MobilePay
Venmo
Pix

Instructions

Pre-requisites

To be able to receive 3DS decisions via the Forter Validation API, ask your account manager to enable the 3DS decision for your account
In order to collect additional device data, Forter JS needs to be installed by you, the merchant, in your checkout application. During the flow, Forter’s JS will generate a token that you have to pass to Primer in the client session under the field name metadata.fraud_context.device_details.cookie_token

Set-up Instructions

Go to your Primer Dashboard.
Navigate to the “Integrations” section, select “Add Integration” at the top of the page and search for Forter.
Find your credentials in the Forter Dashboard by following the below steps:
- Log into the Forter dashboard
- Go to the Settings gear icon
- Copy Secret Key and Site ID
Follow the rest of the steps to set up Primer Workflows for fraud checks.

Test Instructions

You can simulate a specific outcome from Forter by setting a test customer email address:

Scenario	Email Address
Pass	approve@forter.com
Reject	decline@forter.com
3DS	force_3ds_risk_recommendation@forter.com
3DS exemptions	force_exemption_tra@forter.com
3DS exemptions	force_exemption_low_value@forter.com
3DS exemptions	force_exemption_tra_emvco@forter.com
3DS exemptions	force_exemption_low_value_emvco@forter.com
Fail	notreview@forter.com

Head over to Forter’s Test Cases page for more details. Although Forter’s documentation mentions passing a card number, only the email address is needed to test the flow end-to-end.

Required fields

For card payments

For card payments, the following fields have to be passed for Forter to accept the request.

Field	Type
`customer.billingAddress.firstName`	string
`customer.billingAddress.lastName`	string
`customer.billingAddress.addressLine1`	string
`customer.billingAddress.countryCode`	string
`customer.billingAddress.city`	string
`order.shipping.amount`	integer
`order.shipping.methodName`	string
`order.lineItems[].name`	string
`order.lineItems[].amount`	integer
`order.lineItems[].productType`	string
`metadata.fraud_context.device_details.user_agent`	string
`metadata.fraud_context.device_details.browser_ip`	string

For PayPal payments

For PayPal, pass the same fields as for card payments.

For Alipay+ payments

For Alipay+, pass the same fields as for card payments.

For WeChat payments

For WeChat, pass the same fields as for card payments.

For Klarna payments

For Klarna, pass the following fields.

Field	Type
`customer.billingAddress.firstName`	string
`customer.billingAddress.lastName`	string
`customer.billingAddress.addressLine1`	string
`customer.billingAddress.countryCode`	string
`customer.billingAddress.city`	string
`order.shipping.methodName`	string
`order.lineItems[].name`	string
`order.lineItems[].amount`	integer
`order.lineItems[].productType`	string
`metadata.fraud_context.device_details.user_agent`	string
`metadata.fraud_context.device_details.browser_ip`	string

Notes:

Primer’s integration with Klarna currently does not support passing order.shipping.amount.
Passing a customer.billingAddress on your Client Session request that is different from the shopper address that is stored by Klarna, results in a failed payment attempt.

Mapping

Base mapping

Forter	Primer
`orderId`	`payment.orderId`
`orderType`	Derived from `payment.metadata.fraud_context.device_details.source`
`authorizationStep`	`PRE_AUTHORIZATION` or `POST_AUTHORIZATION`
`timeSentToForter`	Current time
`checkoutTime`	Current time
`connectionInformation.customerIP`	`payment.metadata.fraud_context.device_details.browser_ip`
`connectionInformation.userAgent`	`payment.metadata.fraud_context.device_details.user_agent`
`connectionInformation.merchantDeviceIdentifier`	`payment.metadata.fraud_context.device_details.device_id`
`connectionInformation.forterTokenCookie`	`payment.metadata.fraud_context.device_details.cookie_token`
`totalAmount.currency`	`payment.currencyCode`
`totalAmount.amountUSD` or `amountLocalCurrency`	`payment.amount`
`cartItems[].basicItemData.name`	`payment.order.lineItems[].name`
`cartItems[].basicItemData.quantity`	`payment.order.lineItems[].quantity`
`cartItems[].basicItemData.type`	`payment.order.lineItems[].productType`
`cartItems[].basicItemData.price.currency`	`payment.currencyCode`
`cartItems[].basicItemData.price.amountUSD` or `amountLocalCurrency`	`payment.order.lineItems[].amount`
`cartItems[].basicItemData.productId`	`payment.order.lineItems[].name`
`cartItems[].itemSpecificData.physicalGoods.color`	`payment.order.lineItems[].productData.color` Only if the product type is `PHYSICAL`
`cartItems[].itemSpecificData.physicalGoods.weight`	`payment.order.lineItems[].productData.weight` Only if the product type is `PHYSICAL`
`primaryDeliveryDetails.deliveryMethod`	`payment.order.shipping.methodName`
`primaryDeliveryDetails.deliveryPrice.currency`	`payment.currencyCode`
`primaryDeliveryDetails.deliveryPrice.amountUSD` or `amountLocalCurrency`	`payment.order.shipping.amount`
`primaryDeliveryDetails.deliveryType`	`PHYSICAL`, `DIGITAL`, or `HYBRID` depending on the product types
`primaryDeliveryDetails.deliveryType`	`PHYSICAL`, `DIGITAL`, or `HYBRID` depending on the product types
`primaryRecipient.personalDetails.firstName`	`payment.customer.shippingAddress.firstName`
`primaryRecipient.personalDetails.lastName`	`payment.customer.shippingAddress.lastName`
`primaryRecipient.personalDetails.email`	`payment.customer.emailAddress`
`primaryRecipient.address.address1`	`payment.customer.shippingAddress.addressLine1`
`primaryRecipient.address.address2`	`payment.customer.shippingAddress.addressLine2`
`primaryRecipient.address.zip`	`payment.customer.shippingAddress.postalCode`
`primaryRecipient.address.city`	`payment.customer.shippingAddress.city`
`primaryRecipient.address.region`	`payment.customer.shippingAddress.state`
`primaryRecipient.address.country`	`payment.customer.shippingAddress.countryCode`
`accountOwner.email`	`payment.customer.emailAddress`
`accountOwner.accountId`	`payment.customerId`
`accountOwner.firstName`	`payment.customer.firstName` (or taken from the billing/shipping address if unavailable)
`accountOwner.lastName`	`payment.customer.lastName` (or taken from the billing/shipping address if unavailable)
`additionalIdentifiers.merchant`	`payment.metadata.fraud_context.merchant_details.merchant_provider_id`
`additionalIdentifiers.merchant`	`payment.metadata.fraud_context.merchant_details.merchant_name`
`payment[0].amount.currency`	`payment.currencyCode`
`payment[0].amount.amountUSD` or `amountLocalCurrency`	Calculated from the order items
`payment[0].billingDetails.personalDetails.firstName`	`payment.customer.billingAddress.firstName`
`payment[0].billingDetails.personalDetails.lastName`	`payment.customer.billingAddress.lastName`
`payment[0].billingDetails.personalDetails.email`	`payment.customer.emailAddress`
`payment[0].billingDetails.address.address1`	`payment.customer.billingAddress.addressLine1`
`payment[0].billingDetails.address.address2`	`payment.customer.billingAddress.addressLine2`
`payment[0].billingDetails.address.zip`	`payment.customer.billingAddress.postalCode`
`payment[0].billingDetails.address.city`	`payment.customer.billingAddress.city`
`payment[0].billingDetails.address.region`	`payment.customer.billingAddress.state`
`payment[0].billingDetails.address.country`	`payment.customer.billingAddress.countryCode`

Card

Forter	Primer
`payment[0].creditCard.lastFourDigits`	Card last four digits
`payment[0].creditCard.expirationMonth`	Card expiry month
`payment[0].creditCard.expirationYear`	Card expiry year
`payment[0].creditCard.nameOnCard`	Cardholder name
`payment[0].creditCard.bin`	Card first six digits

Apple Pay

Forter	Primer
`payment[0].applePay.lastFourDigits`	Card last four digits
`payment[0].applePay.expirationMonth`	Card expiry month
`payment[0].applePay.expirationYear`	Card expiry year
`payment[0].applePay.nameOnCard`	Cardholder name
`payment[0].applePay.bin`	Card first six digits
`payment[0].applePay.token`	Token
`payment[0].applePay.cardBrand`	Card network
`payment[0].applePay.countryOfIssuance`	Issuer country code

Google Pay

Forter	Primer
`payment[0].googlePay.lastFourDigits`	Card last four digits
`payment[0].googlePay.expirationMonth`	Card expiry month
`payment[0].googlePay.expirationYear`	Card expiry year
`payment[0].googlePay.nameOnCard`	Cardholder name
`payment[0].googlePay.bin`	Card first six digits
`payment[0].googlePay.token`	Token
`payment[0].googlePay.cardBrand`	Card network
`payment[0].googlePay.countryOfIssuance`	Issuer country code

PayPal

Forter	Primer
`payment[0].paypal.payerID`	External Payer ID
`payment[0].paypal.payerEmail`	PayPal email address
`payment[0].paypal.paymentMethod`	`Instant Transfer`
`payment[0].paypal.paymentId`	PayPal Order ID
`payment[0].paypal.authorizationId`	PayPal Billing Agreement ID
`payment[0].paypal.paymentStatus`	PayPal Payment Status

Digital Wallets

This applies to Klarna, WeChat, Alipay+, Clearpay/Afterpay, Vipps, iDeal, Blik, Twint, MobilePay, Venmo, and Pix.

Forter	Primer
`payment[0].digitalWallet.digitalWalletName`	Name of the payment method or `OTHER`
`payment[0].digitalWallet.freeTextDigitalWalletName`	Name of the payment method if `digitalWalletName` is `OTHER`
`payment[0].digitalWallet.underlyingPaymentMethod.underlyingPaymentMethodType`	`UNKNOWN`
`payment[0].installmentService.serviceName`	Only for Clearpay/Afterpay

Custom field mapping

You can use Advanced Metadata Mapper with Forter to map any metadata field to Forter’s requests.

​What is supported?

​Actions

​Resulting decisions

​Payment methods

​Instructions

​Pre-requisites

​Set-up Instructions

​Test Instructions

​Required fields

​For card payments

​For PayPal payments

​For Alipay+ payments

​For WeChat payments

​For Klarna payments

​Mapping

​Base mapping

​Card

​Apple Pay

​Google Pay

​PayPal

​Digital Wallets

​Custom field mapping

What is supported?

Actions

Resulting decisions

Payment methods

Instructions

Pre-requisites

Set-up Instructions

Test Instructions

Required fields

For card payments

For PayPal payments

For Alipay+ payments

For WeChat payments

For Klarna payments

Mapping

Base mapping

Card

Apple Pay

Google Pay

PayPal

Digital Wallets

Custom field mapping